Loan Rates

Description Fixed APR Var. APR Term
New Vehicles

2016-2015

 

 

3.00%-5.75% (up to $20,000 value) 00 to 60 months

< 1,000 miles

4.50%-8.50% (over 20,000 value) 61 to 72 months
Used Vehicles

2013-2015

 

 

2010 to 2012

 

4.45%-8.45%

5.45%-9.45%

5.50%-9.50% 

5.60%-10.60%

(up to $20,000 value)

(over $20,000 value)

 

(over $16,000 value)

 

00 to 48 months

49 to 60 months

00 to 48 months 

49 to 60 months 

 

2005-2009

 

 

6.50%-10.50%

6.75%-10.75%

(over $12,000 value)

00 to 36 months

37 to 54 months

2004 & older

7.00%-11.00% 00 to 36 months
Yard/Garden/Recreation/Equipment

Used

 

New

5.50%-9.50%

6.25%-10.25% 

3.00%-7.00%

4.50%-9.00%

00 to 36 months

37 to 48 months 

00 to 36 months

37 to 60 months

Boats & Campers

Used

5.75%-9.75%

6.00%-10.00%

 

00 to 36 months

37 to 48 months

 

New-10 year max/5 year balloon

3.00%-9.00% 49 to 60 months
Unsecured/Signature

.

10.50%-16.25%

 

11.00%-16.75%

 

00 to 12 months

 

13 to 24 months

Agriculture

.

6.50%-10.50%

00 to 60 months

Mobile Homes

New-20 yr max

6.50%-10.25%

 

balloon every 5 yrs

 

00 to 60 months

 

Used-10 year max, 5 year balloon

 

8.00%-12.00%

 

 

00 to 60 months

 

 

Home Equity

See Credit Union for details

 

 

 

4.90%-8.65%     adjusted annually

 

Share or CD Secured

2% over current share or CD rate

00 to 60 months
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